how we finance

There are many products in the market for financing cars, including personal loan, hire purchase/conditional sale, lease purchase, contract hire & contract purchase.
 
Previously variable rate transactions offered the best of all worlds when financing high value cars in the guise of a Lease Purchase Balanced Payment Plan, primarily as they traditionally carried much lower penalties for early settlement than fixed rate.

In April 2008 changes to the Consumer Credit Act 1974 came into effect meaning that most consumer transactions are regulated by the Act (previously restricted to sub £25K) and therefore all fixed rate consumer deals now carry the standard minimal penalties for early settlement. Our fixed rate Regulated Conditional Sale / Hire Purchase Agreements offer you the most competitive interest rates, flexibility on terms and early settlement.
 
Balanced Payment agreements are still available for business users and high net worth individuals. For further information, please see frequently asked questions